International Team Leader/Senior Resident Advisor to the Development Bank of Ghana

The implementation of the accompanying measure will significantly support the successful establishment of DBG’s business model as the national development bank in the Ghanaian market. The project as such combines three areas of intervention: 

Training and capacity building at DBG
Due to the specific tasks and the associated product range, there will be a high need for training for new employees. The consulting services financed under the complementary measure are intended to meet this need.

Training at the PFIs
This Business Development Services component should start with an evaluation of the corresponding needs assessment of the participating Partner Financial Institutions (PFIs). Based on this, training materials will be developed that can be used by the consultant across PFIs. After an introductory phase of approximately one to two years, DBG employees will be able to conduct such training courses independently at the PFIs. The topics of marketing for Micro, Small and Medium-sized Enterprise (MSME) loans and Environmental and Social Impact Assessment (ESIA) in the granting of loans to MSMEs should also be included in the training courses.

Framework conditions for lending to MSMEs
In addition to the lack of availability of medium and long-term financing, the legal and regulatory framework for lending to MSMEs is suboptimal. Therefore, a small part of the funds of the accompanying measure should be used to display these existing hurdles and make proposals for their removal.

Tasks of the resident advisor to DBG:

  • Advice to management on the commencement of business activities, including questions of structural and process organization and strategic issues;
  • Support to management in coordinating the content and timing of the consulting services in the accompanying measure and the World Bank-financed consulting services as well as those of other donors, if applicable;
  • Support to management in the analysis of requirements and feasibility, as well as the introduction of new credit products, and services by DBG ("product development");
  • Support to management in the acquisition of debt capital from national and international donors, as well as, if necessary, in the acquisition of equity capital from investors;
  • Support in the (further) development of relevant processes in compliance with international standards;
  • Support to management in implementing the financial cooperation subordinated credit line;
  • Quality control of the loan templates during the first year of operation
Qualifications: 
  • At least 20 years of professional experience in development banking-related projects,
  • Experience in the provision of consulting services for the strengthening of internal controls, financial management, and corporate governance;
  • Track record in delivering training and capacity building for operational policies and procedures for financial institutions in Ghana or in emerging economies;
  • Degree in economics, finance, accounting, auditing, business administration, or other relevant discipline;
  • Demonstrated knowledge of financial sector legislation in Ghana, particularly of the prudential standards applicable to banks;
  • Proven experience in leading similar assignments, preferably in Africa or in emerging economies;
  • Experience in advising financial sector clients in financial management policies and manuals, budgeting and accounting procedures, human resources (HR) policies, and administrative procedures;
  • Experience in providing corporate governance advice to financial sector clients, particularly on the operational procedures for the Board of Directors, strengthening and evaluation of the Board;
  • Knowledge of international corporate governance standards and corporate governance requirements applicable to financial institutions in Ghana, including principles/requirements on ethics and business conduct, conflicts of interest, and anti-corruption would mean a strong asset
Start / Duration: 

presumed duration of the project is 36 months.

Are you intersted in the position of the team leader? Upload your most recent CV here, indicating the name of the project.

Please note, that only shortlisted experts will be contacted