Financial Sector Operations in Southern Africa region

The objective of this TA initiative is to ensure that, with regards to the EIB’s financial sector operations in the Southern Africa region,

(i) the EIB’s Financial Sector Global Loans (GLs) and its Microfinance Facility arefully allocated to creditworthy Micro, Small and Medium-sized Enterprises M/SMEs,

(ii) the selected Financial Intermediaries (FIs) operate in a sustainable manner compliant to the international banking standards and that their staff are suitably trained to improve the quality of their respective M/SME loan portfolio after projectcompletion. This will also entail enhancing their financial outreach through the diversification of their rangeof financial products and services to their targeted market segments and

(iii) the Final Beneficiaries of theseoperations have the ability to present and sustain bankable projects to FIs by raising their business and financialliteracy and improving managerial capacity.

The TA intends to achieve this by providing support to the EIB’s Financial Sector Operations in Southern Africancountries through four components:

Component 1: Design and deliver training programmes focusing on Credit Risk Management as well as ongeneral Banking and Financial Management based on an initial needs assessment of the selected FIs.

Component 2: Provide targeted Capacity Building via consulting interventions for the FIs.

Component 3: Organise a series of activities to strengthen and support SMEs and microfinance borrowers.

  Component 4: Establish with the involvement of reputable international and local universities and/orprofessional bodies, a distinct and appropriate training curricula and Launch specific training and mentoring

 

Qualifications: 

Qualification and Skills:

  • University degree, preferably in Business Administration, Economics, Finance, Banking, or related field or equivalent professional experience;
  • He / She should preferably be a Credit Training Graduate from a commercial bank’s credit training and management induction programme;
  • Speak/write English with native level proficiency.

General Professional Experience

  • Good management skills, preferably in the financial and credit analysis function in a credit department / corporate lending department of a commercial bank with a minimum of 10years in management.
  • Good writing skills. Ability to use the advanced functions of word to create reports and excel to create customised spreadsheets for financial analysis purposes and database management reporting purposes.

Specific Professional Experience

  • Minimum of 10 years professional experience within a commercial bank, with specific focus on financial analysis and corporate / SME lending, NPL management, identification of key lending risks, and participation in the drafting of loan contracts to mitigate and control identified risks
  • The team leader should have relevant experience in technical assistance programmes for financial sector development outside the EU.
  • Good analytical skills in economic and SME project finance planning and implementation (market and financial analysis risk analysis techniques, and ability to implement computer based models to analyse balance sheets, calculate key financial ratios, and make proactive recommendations in drafting loan documentation and security arrangements).
  • Practical experience and proven track record in organising and delivering professional bank training programmes and development of curricula and training materials.

Together, the TL and DTL / KE should be able to cover all the requisite training topics. They should be able to provide proof that they have successfully delivered such training programmes (or Regional banks / developing markets in the case of regional experts), as well as developed the supporting training materials.

The TL should also have the necessary computer skills to assist in the production of a loan exposure tracking database and management information report and excel training programme attendance / performance database and performance monitoring reports for EIB reporting.

Start / Duration: 

　

The Project will be headed up from the Region (location to be determined), for a period of three years.

 

If you are interested to cooperate with AFC Consultanst in this tender, please send your most recent CV to

Barbara.Braun [at] afci.de

Please note that only shortlisted candidates will be contacted